Views - Primary on Main - Seller Financing
Address
1121 S 23rd St, Temple, TX
Price
$ 199,640

Your Agent

Ella Macatulad

Ella Macatulad

512-969-6173

Property Attributes
  • MLS#7162261
  • TypeSingle Family
  • Listing Status Active
  • CountyBELL
  • CityTemple
  • AreaBT
  • NeighborhoodTal-Coe Place
  • Zip76504
  • StyleSingle Family Residence
  • Year Built1940
  • Taxes$ 3489
  • Price$ 199,640
  • Bedrooms3
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage1288
  • Lot Size0.2448 Acres
Data Source:
Austin Board of REALTORS® (ABOR) as distributed by MLS GRID
Property Description

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

Elementary School Middle School High School
Scott Elementary School Travis Middle School Temple High School
Price History
9/22/2026 Listed $199,640

General Features

Living Area 1288
Sewer Public Sewer
Heating Electric
Cooling Electric
Utilities Electricity Connected,Natural Gas Available,Water Connected
Roof Asphalt
Appliances Refrigerator
Garage Spaces 4
Patio/Porch Features Covered,Front Porch,Patio
Pool Features None
Construction Materials Vinyl Siding
Year Built 1940
View Neighborhood,Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
Community Features None
Accessibility Hand Rails
County Bell
New Construction No
Property Type Residential
HOA No
Energy Efficient None
Subdivision Name Tal-Coe Place
Facing Direction East
Green Sustainability None
Other Structures Storage
Full Baths 2
Status Active
Directions A mile from I-35,pretty close to Scott & White Hospital.
High School Temple
City Temple
Disclosures Lead Base Paint Addendum,Owner/Agent,Seller Provided Survey Available
MLS Area BT
Lot Size Square Feet 10663.49
Elementary School Scott
Tax Annual Amount 3731.41
Middle/Junior High School Travis
Property Condition Updated/Remodeled
Additional Parcels Y/N No
Standard Status Active
Year Built Source Public Records
Tax Assessed Value 156278

Interior Features

Interior Amenities Ceiling Fan(s),Multiple Dining Areas,Primary Bedroom on Main,Storage
Flooring Carpet,Vinyl
Fireplace Features None
Window Features Double Pane Windows
Total Bedrooms 3
Main Level Bedrooms 3
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities None
Fencing Fenced
Parking Features Additional Parking
Lot Features Back Yard,Corner Lot,Few Trees,Front Yard
Water Source Public
Total Parking 4
Foundation Details Pillar/Post/Pier
Lot Size Acres 0.2448
Waterfront Y/N No
Covered Spaces 4
Horse Y/N No
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 76504

Price
AVG $230K
$200K
Taxes
AVG $4,974
$3,489
Year Built
AVG 1987
1940

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Your Agent

Ella Macatulad

Ella Macatulad

512-969-6173

Listed By
Texas Signature Realty;

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