April Mortgage Rates From Guardian Mortage

April Mortgage Rates From Guardian Mortage

Mortgage Interest Rates continue to stay at an all-time low. Buying is so much better than leasing. Why not buy? While the availability of homes also remains low, new construction is coming on the market quickly. Keep your eyes open and jump on an opportunity to buy as soon as it raises its hand.  

PURCHASE & REFINANCE RATES FOR:

Friday, April 15, 2016


Rate

Discount

APR(1)

Pmt per $1000

Program

Points

10 Yr Fixed Conv

2.875%

-0.462

2.961

$9.60

(740+ FICO, 20%+ down)

2.750%

0.092

2.952

$9.54

15 Yr Fixed Conv

2.875%

-0.142

2.980

$6.85

(740+ FICO, 20%+ down)

2.750%

0.437

2.938

$6.79

20 Yr Fixed Conv

3.500%

-0.353

3.559

$5.80

(740+ FICO, 20%+ down)

3.375%

0.326

3.511

$5.74

30 Yr Fixed Conv

3.625%

-0.051

3.692

$4.56

(740+ FICO, 20%+ down)

3.500%

0.738

3.631

$4.49

30 Yr Fixed FHA

3.375%

-0.601

4.194

$4.42

(3.5%+ down)

3.250%

-0.101

4.110

$4.35

30 Yr Fixed VA

3.375%

-0.601

3.429

$4.42

(0% down)

3.250%

-0.101

3.344

$4.35

5 Yr 5/2/5 ARM Conv

3.250%

-0.370

3.427

$4.35

(740+ FICO, 25%+ down)

3.125%

0.023

3.415

$4.28

15 Yr Fixed INVESTOR

3.500%

-0.381

3.572

$7.15

(740+ FICO, 25%+ down)

3.375%

0.081

3.514

$7.09

30 Yr Fixed INVESTOR

4.125%

-0.569

4.150

$4.85

(740+ FICO, 25%+ down)

4.000%

0.080

4.079

$4.77

JUMBO 30 Yr Fixed

3.875%

-0.356

3.886

$4.70

(760+ FICO, 25%+ down)

JUMBO 15 Yr fixed

3.375%

-0.128

3.404

$7.09

(760+ FICO, 25%+ down)

JUMBO 5 Yr 2/2/5 ARM

3.000%

-0.201

3.303

$4.22

(760+ FICO, 25%+ down)

Written Loan Proposals provided with today's rates will be honored THROUGH end of same business day. All rates subject to market changes.

Higher rates and/or points may apply to other products not listed above (i.e., 2nd homes) & with lower credit scores. All rates based on 30-day rate lock. (1) APR calculated using a $200,000 loan amount and the qualifying criteria and down payment amounts listed for each product in the table above. For “JUMBO” products, APR calculated using a $1,000,000 loan amount. (2) Estimated payment calculations are provided as an illustrative example and do not include taxes, insurance and privatemortgage insurance premiums. Actual payment obligations will be higher.(3) Adjustable Rate Mortgage Rates will vary and may increase during the term of the loan. Actual APRs will be higher. APRs do not include taxes, insurance and private mortgage insurance premiums.

All rates shown are for owner-occupied, single-family residences unless specifically noted in the rate chart. Equity loans on refinance transactions may be higher dependent upon specific loan parameters.

Call for Rates on any other programs

This information is provided for general informational purposes about prevailing rates only and is not intended to apply to a specific transaction. Rates, loan program, terms and conditions are subject to change without notice, and are dependent on qualifying criteria and other factors. Rates are dependent on market conditions and may change on a daily basis or more frequently. This rate sheet does not constitute a preapproval or prequalification offer and is not a commitment to lend. This rate sheet is not a Good Faith Estimate as required under RESPA.Please contactGuardian Mortgage Teamforthe most current information and assistance.



Brian Crooks
Loan Officer

Guardian Mortgage Company, Inc.
Cell: (512) 887-9369 | Fax: (512) 532-6325
[email protected]
www.guardianmortgageonline.com



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Phone: 512-658-6819
Dated: April 16th 2016
Views: 1,026
About Charles: Charles came into the real estate business from the Hospitality Industry, where customer service is ...

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Austin - JP and Associates REALTORS
7000 N. Mopac Expy Ste 190
Austin, TX
512-213-0377
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