Looking Towards Homeownership

Looking Towards Homeownership

Armed With The Right Information, You Can Shop For A Loan And House Then Close With Confidence


Steps To Buying

1. Strengthen your credit score 

2. Determine what you can afford. General guideline is 2-2.5 times your salary. It is then fine tuned based on your debts. 

3. Save cash for down payment, closing costs and other expensesduring the buying process and after Note: There are loan programs or builders that may minimize the down payment and/or closing costs 

4. Get pre-qualified by a lender and shop for loans 

5. Find a home that meets your criteria 

6. Enjoy your home!


After sacrificing and saving.... You can now benefit from:

1. Building equity every month on your home 

2. Tax deductions every year for mortgage interest, private mortgage insurance, and property taxes....which means, MONEYBACK IN YOUR POCKET 

3. Capital Gain Exclusion: A profit from the sale up to 500k (married) and 250k (single) will be TAX FREE. Must live in it fortwo years. 

4. PRIDE in owning


Looking <a href='http://www.jparaustin.com/index.php?types[]=1&types[]=2&areas[]=city:Tow&beds=0&baths=0&min=0&max=100000000&map=0&quick=1&submit=Search' title='Search Properties in Tow'>Tow</a>ards Homeownership



Marisol Lopez Headshot
Author:
Phone: 512-937-2765
Dated: October 4th 2017
Views: 118
About Marisol: Marisol Lopez was raised in Chicago from humble beginnings. She grew up in a small apartment in a f...

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Location & Address

JP and Associates REALTORS
7000 N. Mopac Expy Ste 190
Austin, TX
512-213-0377
469-287-5503